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ON EVERY RACE "2nd TO A RAG" INSURANCE
“ON EVERY RACE "2nd TO A RAG" INSURANCE” is a Spreadex promotion in the UK, last seen on 26 September 2026. Place the first fixed odds single winner bet on a race. If your horse finishes second to a winner at a starting price of 33/1 or greater, you receive your stake back as a free bet up to £25, credited after settlement and expiring after 28 days.
Offer at a glance
| Offer type | Money back as a free bet |
|---|---|
| You get | Up to 1 × Refund as free bet “Max refund as a free bet is £25.” |
| To qualify | Place bet “2nd TO A RAG offer applies to first fixed odds single winner bet placed on any race.” |
| Expires | 28 days after crediting “Free bet will expire after 28 days if unused.” |
| Free bet stake | Not returned with winnings “Free bet stake not included any winnings.” |
| Who can claim | All customers “Promotion available to 18+ aged individuals who are registered customers of Spreadex.” |
| Minimum age | 18+ “Promotion available to 18+ aged individuals” |
| Runs | Until further notice “until further notice” |
| Qualifying finish position | second “the horse you back must finish second” |
| Winning horse min starting price | 33/1 or greater “the winner must have had a starting price of 33/1 or greater” |
| First bet only | Yes “applies to first fixed odds single winner bet placed on any race” |
| Subsequent bets same race qualify | No “Subsequent bets on the same race will not qualify.” |
| Minimum runners | 3 “Only available on races with 3 or more runners.” |
| Dead heat qualifies | No “Where there is a dead-heat no free bet will be awarded.” |
| In running qualifies | No “Any bet placed in-running after the official “off-time” will not be eligible.” |
| Free bet eligibility required | Yes “Customers who are ineligible for any promotional free bets will also be ineligible for these promotions.” |
expires 28 days after crediting. 18+ · T&Cs apply.
Full terms from Spreadex: general promotion terms
Public offer as published by Spreadex. Affiliate-exclusive offers may differ. Every value above is quoted from that page.
What is good and what is not
In its favour
- 28 days to use it
Both lists are built from the operator’s own wording, shown in full further down this page. Nothing here is an opinion about the operator.
How this compares with other free bet offers
Same kind of offer, same section, other operators — by the numbers each operator publishes. The rating is worked out the same way for every row (method).
| Operator | Promotion | Min. deposit | Wagering | Rating | Go |
|---|---|---|---|---|---|
 Spreadex | This offer | None | — | 4.7 | — |
 Megariches | Mega Riches Sports Bonus | £10 | None | 8.1 | Get offer |
 BetMGM | Sports Welcome Offer | £10 | — | 5.9 | Get offer |
 Helpdesk.dabble | £10 in Free Bets – Referral Offer (Real Money Requirement) | None | 1× | 5.4 | Get offer |
 10bet | Get 10 x £10 Free Bets. | None | — | 5.1 | Get offer |
 Ladbrokes | Welcome to LadBucks! | None | 1× | 5.1 | Get offer |
What the page does not say
- Minimum qualifying stake not stated
- No minimum odds stated for the player's qualifying horse
Details
| Operator | Spreadex |
|---|---|
| Country | United Kingdom |
| Featured on promotions page | Yes |
| Runs | — |
| First seen | 24 September 2026 |
| Last seen | 26 September 2026 |
| Source | www.spreadex.com |
Full offer and terms & conditions on www.spreadex.com
What this offer works out to
Spreadex runs this one without dating it. What it gives: Place bet → up to £25. The page states no wagering rule, which is worth checking before you take it. Our formula puts it at 4.7 out of ten.
Questions about this offer
Do I need a promo code for the Spreadex offer?
No. Spreadex does not publish a code for this promotion — the conditions above are the whole of it. Any “exclusive code” offered elsewhere is not from the operator’s page.
How much do I have to pay in?
The page states no minimum deposit for this promotion. Registration, opting in or verification is what qualifies you.
Can I withdraw the winnings straight away?
The page does not state a wagering rule for this reward, so check the operator’s general promotion terms before assuming the winnings are free to withdraw.
When does it end?
The page gives no end date. It runs until the operator withdraws it, and this site records the day that happens.
Is this offer available to existing customers?
The terms do not restrict it to new accounts, so existing customers should be eligible — but opt-in rules still apply.
History
This promotion was first listed on 24 September 2026; the operator’s page was last checked on 26 September 2026. The wording of the offer last changed on 26 September 2026.
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