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ACCA Insurance
“ACCA Insurance” is a Ladbrokes promotion in the UK, last seen on 28 September 2026. Place the first qualifying real-money football accumulator of the day with at least five selections. If exactly one qualifying selection loses, the stake up to £/€10 is refunded as a Free Bet after settlement.
Offer at a glance
| Offer type | Acca insurance |
|---|---|
| You get | Up to 1 × Refund as free bet “the stake, up to a maximum of £/€10, will be refunded as a Free Bet” |
| To qualify | Place bet at odds 1/10 “Eligible Players must place a real money accumulator bet which meets the following requirements:” |
| Expires | 7 days after crediting “The Free Bet must be used within 7 days of it being credited to the Website account” |
| Free bet stake | Not returned with winnings “The value of the Free Bet will not be included in any winnings.” |
| Who can claim | Verified customers “have a verified Website account” |
| Minimum age | 18+ “are over 18 years old” |
| Available in | UK, ROI “are located in the UK or ROI” |
| Payment methods excluded | Neteller; PayPal; Paysafe; Skrill; any pre-payment card; certain debit cards “Deposits made via Neteller, PayPal, Paysafe, Skrill or via any pre-payment card and certain debit cards will NOT qualify for this Promotion.” |
| Runs | 2025-06-02 “from 02/06/2025” |
| One per | customer “Each customer can receive a maximum of one Free Bet per day.” |
| Combining | Cannot be used with other promotions “The Promotion cannot be used in conjunction with any other Website Sports Promotion.” |
| Combined min odds | 3/1 “TheAcca must have combined odds of 3/1.” |
| Exactly one loser required | Yes “If exactly one of the 5 selections in the Qualifying Bet loses” |
| Two or more losers no reward | Yes “If two or more of the 5 selections in the Qualifying Bet lose, Eligible Players will not be eligible to receive a Free Bet.” |
| First qualifying acca only | Yes “Subsequent Accas will not qualify.” |
| Void bet not qualifying | Yes “A bet will also not be considered a Qualifying Bet for the purposes of this Promotion if for any reason it becomes void.” |
| Void or postponed selection rule | still eligible if at least 5 qualifying selections remain “Eligible Players will still be able to qualify for this Sports Promotion in circumstances where their Qualifying Bet is still made up of 5 or more qualifying selections” |
| Cashout excluded | Yes “Qualifying Bets which have been cashed out or bets which have been edited (using the “Edit My Acca” feature) will not qualify towards this Promotion.” |
| Free bet cash redemption | No “The Free Bet cannot be redeemed for cash at any time.” |
| Free bet single bet | Yes “The Free Bet must be wagered as a single bet on any Sports market.” |
| Void free bet returned | No “The Free Bet will not be returned if the Free Bet wager become void.” |
Verified customers only · place bet at odds 1/10+ · daily · expires 7 days after crediting · excludes Neteller, PayPal, Paysafe, Skrill, any pre-payment card, certain debit cards. 18+ · T&Cs apply.
Full terms from Ladbrokes: general promotion terms
Public offer as published by Ladbrokes. Affiliate-exclusive offers may differ. Every value above is quoted from that page.
What is good and what is not
Worth knowing
- Excludes Neteller, PayPal, Paysafe
Both lists are built from the operator’s own wording, shown in full further down this page. Nothing here is an opinion about the operator.
How this compares with other free bet offers
Same kind of offer, same section, other operators — by the numbers each operator publishes. The rating is worked out the same way for every row (method).
| Operator | Promotion | Min. deposit | Wagering | Rating | Go |
|---|---|---|---|---|---|
 Ladbrokes | This offer | None | — | 3.1 | — |
 Megariches | Mega Riches Sports Bonus | £10 | None | 8.1 | Get offer |
 BetMGM | Sports Welcome Offer | £10 | — | 5.9 | Get offer |
 Helpdesk.dabble | £10 in Free Bets – Referral Offer (Real Money Requirement) | None | 1× | 5.4 | Get offer |
 Spreadex | REFER AND EARN A £100 TOTAL GOALS SPREAD BET | None | — | 5.2 | Get offer |
 10bet | Get 10 x £10 Free Bets. | None | — | 5.1 | Get offer |
What the page does not say
- No minimum qualifying stake amount is stated.
- No minimum odds are stated for using the Free Bet.
Details
| Operator | Ladbrokes |
|---|---|
| Country | United Kingdom |
| Featured on promotions page | Yes |
| Runs | — |
| First seen | 28 September 2026 |
| Last seen | 28 September 2026 |
| Source | www.ladbrokes.com |
Full offer and terms & conditions on www.ladbrokes.com
What this offer works out to
Ladbrokes dates this one to 2 June 2025. What it gives: Place bet → Free Bet. The page states no wagering rule, which is worth checking before you take it. Our formula puts it at 3.1 out of ten.
Questions about this offer
Do I need a promo code for the Ladbrokes offer?
No. Ladbrokes does not publish a code for this promotion — the conditions above are the whole of it. Any “exclusive code” offered elsewhere is not from the operator’s page.
How much do I have to pay in?
The page states no minimum deposit for this promotion. Registration, opting in or verification is what qualifies you.
Can I withdraw the winnings straight away?
The page does not state a wagering rule for this reward, so check the operator’s general promotion terms before assuming the winnings are free to withdraw.
When does it end?
The page gives no end date. It runs until the operator withdraws it, and this site records the day that happens.
Is this offer available to existing customers?
The terms do not restrict it to new accounts, so existing customers should be eligible — but opt-in rules still apply.
History
This promotion was first listed on 28 September 2026; the operator’s page was last checked on 28 September 2026. The operator has not changed the offer’s terms in that time.
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